In the American Banker contends the Dodd-Frank Wall Street Reform and Consumer Protection Act doesn't address the root causes of the financial crisis, while imposing an enormous regulatory burden on the financial services industry and politicizing credit.

In the Washington Times contends that the "Restoring American Financial Stability Act" and the "Wall Street Reform and Consumer Protection Act" - the financial regulatory overhaul bills, do little to nothing the prevent the next financial crisis.

In Digital Transactions discusses MasterCard's and Visa's businesses, the payment network competitive landscape, and their principal opportunities and threats.

In the American Banker discusses China's making a mockery of its WTO commitment to open up it card payments market and urges the US to bring a WTO action.

In the Washington Times discusses China's flouting its WTO commitments, particularly to open up its domestic credit and debit card markets.

In the American Banker criticizes Congress's proposal to impose a national usury limit and penalty fee caps on the credit card industry.

In the Deal Magazine discusses challenges facing KKR's enormous First Data LBO.

In Cards & Payments magazine discusses First Data's LBO, challenges and prospects.

In the Deal Magazine discusses Brazil’s burgeoning electronic payments market, Redecard’s and VisaNet’s monopolies, and how competition will come to merchant acquiring and processing, and what it portends for pricing, acceptance and use.

In the American Banker discusses the long-simmering controversy over interchange and card acceptance fees, the merchant lobby’s campaign for government intervention, how the issue’s been framed in the political arena, and why it’s coming to a head.

In National Review Online criticizes Washington’s crusade against the vibrant credit-card industry and describes why greater government control and the politicization of credit cards will put a damper on innovation and delivery of revolving credit – particularly to those in greatest need.

In the American Banker lambasts a range of proposed credit-card restrictions including Chris Dodd's recommendation to ban Americans between 18 and 21 from being able to have a credit card without their parent or a guardian signing and their taking a financial literacy course.

In Digital Transactions says the recession presents Visa and MasterCard with a wide range of opportunities that their relatively new status as publicly held companies frees them up to seize.

In Cards & Payments magazine discusses the potentially game-changing nature of "decoupled debit."

In the American Banker contends that government caused the current credit crisis and that further politicization of consumer credit markets is not the answer.

At Euractiv.com argues that fostering more card-payment network competition rather than treating the networks as public utilities is the answer for what ails Europe's retail payments market.

In Digital Transactions discusses Congress’s proposal to control payment card acceptance fees and the damage it would cause in the world’s most competitive and innovative payments market.

In the Washington Times discusses Chairman John Conyers “Credit Card Fair Fee Act of 2008” and the harm it would do to consumers, merchants and the payments industry.

In the American Banker criticizes the “Credit Card Fair Fee Act of 2008,” which would convert the US card payment industry into a regulated public utility.

In the Daily Deal compares Visa and MasterCard and factors influencing their relative valuations.

In Digital Transactions discusses the importance of interchange to the global card payment networks’ businesses, increasing regulatory and legal assaults on the practice, and the implications of a world without interchange.

In Lafferty Councils Insider argues that insufficient card payment networks competition caused by bank control, a lack of profit seeking, and a hostile regulatory climate is what ails Europe’s consumer payment markets.

In the Daily Deal discusses how Visa will be valued and the imperative for the global payment network to differentiate itself from MasterCard before the IPO.

In the American Banker urges the card payment networks to make a more aggressive, affirmative case in the public and political arena.

In Euractiv.com comments on the effects of EU and national regulators intervention in the card payment network markets.

In the American Banker describes how Discover can step up its game and a rationale for breaking it up.

In the Daily Deal describes why MasterCard’s charitable foundation is the epitome of bad corporate governance.

In the American Banker lays out how Visa can benefit from and improve upon MasterCard’s IPO experience.

In Card Technology argues it is a mistake for MasterCard to let bankers retain control in Europe.

In the Daily Deal comments on First Data’s challenges and opportunity to dominate end-to-end payment processing worldwide.

In the American Banker comments on the US interchange law suits, the rationale for cost-based interchange, and why interchange may rise after MasterCard’s IPO.

In the American Banker compares the merits of MasterCard International’s and Visa USA’s responses to the enormous threat posed by merchant plaintiffs’ suits.

In Cards & Payments magazine lays out why post IPO MasterCard can accelerate growth and particular constraints management must address.

In Digital Transactions discusses how by going public, MasterCard is throwing off the fetters of bank control, opening up a previously forbidden array of business opportunities with mobile-phone operators, merchants, insurance companies and others.

In the Deal discusses how much MasterCard will be worth and key factors that will influence its valuation.

In the American Banker urges Visa USA CEO John Coghlan to go public, reducing legal liability risk, providing capital and a public currency to fund growth and incent management, and starting to transform the payment association into an innovative and competitive business.

In Cards & Payments contends that payment networks must differentiate their value propositions and invest in their consumer brands to avoid becoming commodity utilities.

In Cards International discusses the vital importance of a competitive credit bureau infrastructure in enabling robust and innovative consumer finance markets.

In the Daily Deal discusses why for European financial institutions, technology providers and processors, buying assets in America is compelling.

Discusses the increasing legal and regulatory assault on interchange in jurisdictions across the globe and how interchange enables a web of
businesses to collaborate and innovate.

In Silicon Valley Business Ink advises European software firms to transplant their front office to the U.S. at the earliest opportunity in order to enhance their prospects of winning globally.

In the American Banker argues than financial institutions, merchants and consumers are better served by the market rather than regulators and courts setting interchange rates and rules.

In CRM Magazine discusses why the SMB is more attractive the enterprise and why for firms to come up from the .

In The Daily Deal contends the current environment presents a compelling window of opportunity for technology businesses to acquire technology, products, additional clients and market presence.

In Credit Card Management magazine makes the case that demutualizing and broadening the ownership of the bankcard
associations MasterCard and Visa would unleash a wave of innovation in electronic payments.

In Silicon Valley Business Ink discusses the opportunity to use consumer credit scores to build and communicate individual reputations and thereby facilitate P2P commerce.

Contends that a change in the governance of the bankcard associations would bring substantial benefits to consumers, merchants and banks.

In the American Banker discusses how the successful use of information improves consumers’ quality of life and attendant challenges faced by, and opportunities for, businesses in acquiring consumer data.